A consumer is anyone who purchases goods, pays for services, uses a bank, owns or rents property, or makes purchases on credit—virtually every individual in modern society, including you! Consumer laws protect you by prohibiting unfair debt collection tactics so that everyone can utilize their assets with peace of mind.
If a debt collector is harassing you, misreporting information to credit reporting agencies, using a machine to repeatedly call you, or threatening to sue you for a debt that is old, they may have violated your rights. At Rob Roe Law, LLC, our St. Paul consumer law attorney will fight to enforce your rights and stop the harassment for good.
Call Rob Roe Law, LLC today at (888) 492-9614, or reach out to us online.
Owing money to creditors is very common today. As many as 8 out of 10 Americans are currently in debt, whether it be a mortgage, student loans, or credit card bills—if not all of the above. But just because it’s common doesn’t make it any less stressful for you and your family. So the last thing you need is a debt collector making that stress worse.
Debt collectors are subject to state and federal laws that prohibit them from harassing or misleading you or your family to obtain payments. The federal law is called the Fair Debt Collection Practices Act (FDCPA). No matter how much money you owe or how overdue your payments, you must be treated fairly.
If you have been subjected to any of the following, our firm can help:
By violating state and federal laws, debt collectors can be sued, and you may be entitled to receive up to $1000. The debt collector will also be responsible for any legal fees, so you won’t have to pay a cent to pursue justice.
Would you like to learn more? Contact us today to schedule your free consultation with our Minnesota consumer law attorney.